Terms of Service
Last Updated: January 1, 2026 • Effective Date: January 1, 2026
1. Acceptance of Terms
By accessing and using Toolzy (the "Site"), you acknowledge and agree to be bound by these Terms of Service. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Informational Disclaimers (Financial, Medical, Academic)
- Financial Calculators (CD, Credit Card, Dividends, Overtime): Provided for informational and illustrative purposes only. They do not constitute certified financial, tax, or investment advice. Always consult a qualified financial advisor before making monetary decisions.
- Health Calculators (Water Intake, 1RM): Provided as general wellness estimates based on standard formulas. They are NOT medical advice. Consult a licensed physician before beginning new fitness routines or dietary changes.
- Academic & Test Scorers (AP, SAT, APUSH): Scoring curves and percentile conversions vary year to year by testing boards (e.g., College Board). Calculations are estimates based on published historical curves.
- Construction Estimators: Real-world material density, compaction, and grading factors can differ based on regional suppliers. Always consult local contractors before placing bulk material orders.
3. Permitted Use & In-Browser Processing
You are granted a revocable, non-exclusive license to use the tools for personal, educational, or commercial purposes subject to:
- You may not attempt to reverse engineer, decompile, or inject malicious code into client-side scripts.
- You may not run automated bots to scrape or flood our web application in ways that degrade site performance.
- You are solely responsible for ensuring you have the legal right to convert or modify any files (e.g., copyright compliance for audio or video extracts).
- Server Media Processing: For conversions processed by our server microservice (M4A to MP3, MKV to MP4, WEBM to MP4), files are uploaded solely for immediate automated transcoding and temporary caching (maximum 30 minutes). You agree not to upload malware, copyrighted materials without authorization, or abusive payloads.
4. Limitation of Liability
In no event shall Toolzy, its creators, or its contributors be liable for any damages (including, without limitation, damages for loss of data, profit, or business interruption) arising out of the use or inability to use the tools on this website.
5. Governing Law & Inquiries
These terms are governed by standard international web commerce standards. For questions regarding these terms, contact us at: samisial1555@gmail.com or by phone/WhatsApp at +92 314 6180920.